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Price all 579 VHIS certified plans in Hong Kong, read filed terms, see premium increases since 2021
Remote server: your requests and data go to mcp.vhishongkong.com. Claude Code: claude mcp add --transport http vhis https://mcp.vhishongkong.com/mcp · Claude app: Settings → Connectors → Add custom connector.
The tools this server listed when we connected to it, in its own words.
find_plans — The plan finder. Ranks every eligible VHIS plan on what it covers and what it really costs, and returns three explained picks (lowest cost oprice_plans — Every matching plan ranked by annual premium alone, with no view on coverage. Use it when someone asks for the cheapest, for a full list, orplan_coverage — What one plan actually pays, item by item from its own Benefit Schedule: full cover or the published cap on room and board, hospital chargesplan_terms — The plan's terms as filed with the Health Bureau, field by field with the page each came from: guaranteed renewal age, entry ages, pre-existplan_options — Every option sold under one certification number, with its room class, deductible and area, priced at this age when an age is given, plus whcompare_plans — Side by side on what actually differs: premium now and at 65, next-year range, deductible, room class, limits, area and each insurer's rate premium_history — How a plan's premium has moved since 2021: every schedule the insurer filed, the premium at this age under each one with the age held constainsurer_increases — An insurer's rate record across all its VHIS plans since 2021, by year, alongside the market table with every insurer ranked from lowest aveestimate_renewal — The premium at age plus one on the current schedule, which is certain unless the insurer refiles, plus a low, mid and high range built from search_plan_terms — Search the official Terms and Benefits of the certified plans and return the clauses, each with the plan, Part, Section, page and a link to adviser_notes — Curated notes from licensed advisers and the scheme rules: how underwriting works, what usually happens with common conditions, switching, clist_insurers — Every insurer this server can price, with how many certified plans and rate tables each has loaded.treatment_cost — What Hong Kong private hospitals published they actually billed for a procedure, hospital by hospital, with the doctor's fee and the hospitasearch — Search every certified plan document and return matching records, each with an id, a title, a page link and the clause text. Call fetch withfetch — The full record behind a search id: what the plan pays and every term as filed, with the page of each clause.create_lead — Pass the person to a licensed adviser: saves the enquiry, emails them their shortlist, emails the adviser and returns a WhatsApp link and a Not tested by KitScout yet. When our harness runs it, pros, cons and the tasks we tried appear here, with the date and evidence.