KitScout

Categories › Business & Finance › E-commerce & marketplaces

FreeRateUpdate Mortgage & Home Equity Shopping

MCP serverVerified domain · freerateupdate.comRemote● LiveFree to try

Mortgage and home equity rates, loan limits, lender HMDA and SEC figures, home values, news

Install

Remote server: your requests and data go to fru-api.freerateupdate.com. Claude Code: claude mcp add --transport http freerateupdate-mortgage-home-equity-shop https://fru-api.freerateupdate.com/mcp · Claude app: Settings → Connectors → Add custom connector.

What it can do

The tools this server listed when we connected to it, in its own words.

  • get_mortgage_rates — Today's mortgage and home equity As Low As rates from FreeRateUpdate: the best rates and APRs we can verify being offered by lenders and bro
  • get_heloc_rates — Today's As Low As rates for a home equity line of credit (HELOC) and a home equity loan, the same published revision as get_mortgage_rates,
  • get_start_link — The link that starts a FreeRateUpdate request for one product, so lenders and brokers in our network can contact the person with their own r
  • get_loan_limits — The conforming and FHA loan limits for the counties a five-digit ZIP code falls in, for the 2026 published schedule, as freerateupdate.com p
  • get_lender_score — The FreeRateUpdate Score (0-100) for a verified, currently in-network lender by company NMLS id, with factor breakdown and methodology link.
  • get_network_rate_summary — Network-aggregate advertised-rate summary (min/avg APR + distinct-lender count per product bucket, min 5 lenders per bucket) from the latest
  • get_home_values — FreeRateUpdate first-party median home value from consumers who shopped rates with us (national, or one state), rolling 12-month window, ref
  • get_state_property_tax — FreeRateUpdate state dataset: median real estate property taxes, median monthly owner costs and median home value by state from the Census A
  • get_state_loan_to_income — FreeRateUpdate first-party dataset: the median loan amount our shoppers request in each state against that state median household income, as
  • get_state_mortgage_free_homeownership — FreeRateUpdate state dataset: owner-occupied housing units owned free and clear (no mortgage) by state, from the Census ACS 5-year B25081, w
  • get_reference_series — Public reference time series FreeRateUpdate maintains (e.g. pmms_30yr_fixed, treasury_10yr_par), with license notes and observations.
  • get_content_answer — A published FreeRateUpdate answer to a mortgage or home-equity question, pinned to the edition it was published in. Ask by exact slug, or by
  • get_lender_universe — Search FreeRateUpdate's published lender pages: every company the public page resolver publishes on freerateupdate.com/reviews/, and nothing
  • get_news_episodes — The FRU News episodes FreeRateUpdate has published: slug, title, description, series, publication date and the page to read, newest first. O
  • get_lender_profile — What a lender's published FreeRateUpdate page shows about the lender itself: the page URL, the Overview, Mortgage options and How it works s
  • get_lender_figures — One lender's published HMDA figures, by name: originations, denials, approval rate, rate spread, closing costs and product mix for the lates
  • get_lender_sec_figures — One lender's published SEC-filed parent figures: revenue, net income and the like, taken from the annual or quarterly filing the lender page

KitScout test notes

Not tested by KitScout yet. When our harness runs it, pros, cons and the tasks we tried appear here, with the date and evidence.

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