Categories › Business & Finance › Accounting & invoicing
Money, tax & business calculators kept current with 2026 rules — plus operator insights.
Remote server: your requests and data go to xearno.tools. Claude Code: claude mcp add --transport http xearno-tools https://xearno.tools/mcp · Claude app: Settings → Connectors → Add custom connector.
The tools this server listed when we connected to it, in its own words.
income_tax — Personal income tax for 24 countries/jurisdictions using current official progressive brackets: tax owed, effective rate, marginal rate, takus_aca_subsidy_cliff — Where your 2026 marketplace subsidy sits against the restored 400%-of-poverty cliff — and the clawback risk if income crosses it. For 2026 tus_student_loan_rap_vs_ibr — Your monthly payment and forgiveness timeline under RAP vs IBR — the choice SAVE borrowers are being forced to make. SAVE is dead (vacated, uk_statutory_redundancy_pay — How much redundancy pay you’re owed — from your age, your years of service and your weekly pay, on the 2026 limits. Redundancy pay in the UKuk_notice_pay — How many weeks’ notice you’re owed, what it pays, and how much of it is taxed. Your employer owes you notice when they end your job: one weenetherlands_30_percent_ruling — Whether you qualify for the Dutch 30% ruling, how much of your salary comes tax-free, and what changes when it drops to 27%. Whether the Dutportugal_ifici_nhr_checker — Whether you qualify for Portugal’s IFICI — the activity-gated successor to the NHR regime that closed in 2024. Checks your eligibility for Pthailand_social_security — Your monthly SSO contribution under the 2026 ceiling rise — the ฿15,000 cap stood for 30 years, so the old ฿750 answer is everywhere and wrouk_statutory_residence_test — Whether you are UK tax resident this year — the full statutory test, not the 183-day myth. Runs the full UK Statutory Residence Test (FA 201us_substantial_presence_test — Whether your US days make you a tax resident — the weighted 3-year formula where 122 days a year is enough, and student-visa days may not cony_statutory_residence_checker — Whether New York can tax you as a resident under the two-prong statutory test — the abode gate people miss, plus the 183-day count where anyuk_stamp_duty_sdlt — What stamp duty you’ll pay on a house in England or Northern Ireland — including first-time buyer relief and the extra on a second home. Stasingapore_property_stamp_duty — Buyer’s, Additional Buyer’s, and Seller’s Stamp Duty at the current IRAS rates — including the 60% foreigner ABSD and the 2025 four-year SSDus_raise_benefits_cliff — What a raise really adds after EITC, CTC, SNAP, Medicaid, and ACA subsidies move against it — the effective marginal rate no single program income_tax_hong_kong — What your Hong Kong salary actually costs you in tax this year, after allowances — and whether the standard rate caps the bill. Hong Kong dohong_kong_profits_tax — Hong Kong profits tax at 8.25%/16.5% for corporations or 7.5%/15% for unincorporated businesses, with the connected-entity election. Hong Koincome_tax_singapore — YA 2026 Singapore tax for residents, non-resident employees, and non-resident directors — including personal reliefs. Singapore tax depends income_tax_netherlands — 2026 Dutch Box 1 salary tax after the general tax credit and employment tax credit — the two amounts generic calculators miss. Dutch headlinchina_severance — Statutory severance under China’s Labour Contract Law — the N / N+1 / 2N branch and the 3×-average-wage cap, done right. Computes statutory china_retirement_pension — Your exact retirement date under China’s 2025 delayed-retirement reform, plus an estimated monthly pension. Computes your statutory retiremeaustralia_hecs_help_repayment — Your compulsory HELP repayment under the new marginal system, what indexation adds each 1 June, and how the 20% cut and old rules compare. Cuk_capital_gains_tax — Capital Gains Tax on shares, crypto, property, or a business sale — current £3,000 allowance, the 18%/24% rate split driven by your income, india_gratuity — Statutory gratuity under the new Labour Codes — the 50% wage floor and the 1-year fixed-term gate that the old answer misses. Computes statucreator_platform_payout — What you actually net on YouTube, Twitch, Patreon, Substack, or OnlyFans — after the platform cut AND the processing layer nobody advertisesus_freelance_vs_employee — The 1099 rate that truly replaces a W-2 salary — solved from taxes, benefits, and billable reality, not a folk multiplier. Rules of thumb ("us_self_employment_quarterly_taxes — How much you’ll owe on 2026 freelance income — SE tax, income tax, QBI — and the exact quarterly payment the safe-harbor rules actually requuk_first_year_self_assessment — Your real first-January Self Assessment bill — the year’s tax PLUS 50% of next year’s, due the same day — with the exact dated payment schedsingapore_platform_worker_cpf — Your monthly CPF deduction and operator top-up as a ride-hail or delivery platform worker — by birth cohort, vehicle, and the 2025–2029 ratecompound_growth — What a starting amount plus monthly contributions grows into over time. Projects the future value of a lump sum plus recurring monthly contrsavings_goal — The monthly saving needed to hit a target by a deadline. Given a target amount, what you already have, a time horizon, and an expected returloan_payment — Monthly payment, total interest, and what paying extra saves. Standard amortized loan math: monthly payment, total cost, interest as a sharefire_number — The portfolio that makes work optional, and how far away it is. Computes your financial-independence target from annual spending and a safe split_bill — Even split with tip, rounded so nobody argues. Splits a bill evenly across people with an optional tip, and shows the clean rounded amount punit_price — Which package is actually cheaper per unit. Compares two package options by price per unit and quantifies the savings — the supermarket-sheltrue_hourly_wage — What a gig actually pays per hour — after vehicle costs, waiting time, and self-employment tax. Turns gross gig or side-hustle earnings intosteady_paycheck — Turn an up-and-down income into a safe monthly salary and a right-sized buffer. For freelancers, tipped workers, sellers, and seasonal earnequit_runway — How long your savings last after leaving a job — and whether new income overtakes costs before they run out. The personal version of a startchina_income_tax_salary — Your real China take-home month by month — under the cumulative method, where the same salary is taxed more each month as the year goes on. china_social_insurance — How much 五险一金 comes out of a China salary each month, and what it costs the employer on top. 五险一金 is not a percentage of this month’s pay, wuk_redundancy_package — Redundancy pay, notice and untaken holiday together — and which parts of it the £30,000 exemption does not cover. Being made redundant pays Not tested by KitScout yet. When our harness runs it, pros, cons and the tasks we tried appear here, with the date and evidence.